When it comes to helping a loved one navigate aging, it truly does take a team. And yet, many families try to do it all alone—juggling appointments, finances, medications, housing decisions, and more—without realizing there are professionals who can make this journey easier.

Think of it this way: if you were building a house, you’d need an architect, a contractor, an electrician, and a plumber. The same goes for senior care. You’re building a care plan, and you need a support team that understands every part of the process.

Here’s who should be “at the table” as you plan your loved one’s next steps.

1. Primary Care Physician (PCP)

Your loved one’s regular doctor is the first stop. They know the senior’s health history, medications, and recent changes—and can help determine if a higher level of care is needed.

Ask them:

• Is my loved one still safe living alone?

• Are there any signs of cognitive decline or safety concerns?

• Should we consider a functional or memory evaluation?

2. Senior Living Advisor

A senior living advisor serves as your guide to senior housing options. Whether your loved one needs independent living, assisted living, or memory care, an advisor helps you compare communities, understand pricing, and avoid costly mistakes—often at no cost to the family.

A senior advisor can assist with:

• Touring and evaluating facilities

• Matching care needs to the appropriate level of support

• Understanding contracts and move-in timelines

3. Elder Law Attorney

Elder law attorneys specialize in protecting seniors’ legal and financial interests. They can help with power of attorney, guardianship, estate planning, Medicaid qualification, and more.

Why it matters: Having the right legal paperwork in place ensures someone can make important medical and financial decisions when your loved one no longer can.

4. Financial Advisor or Benefits Planner

Senior care is a significant financial commitment, and planning ahead is key. A financial planner can help you understand how long savings will last. A benefits specialist can assist with eligibility for programs like VA Aid & Attendance, Medicaid, or long-term care insurance.

5. Home Care or Skilled Nursing Provider

Not every senior needs to move out immediately. Some families choose to bring in care at home first. Home health agencies offer aides, nurses, and therapists who can assist with daily needs at home.

Consider this option if:

• Your loved one wants to remain at home as long as possible

• You’re planning temporary care after a hospital stay

• Family caregiving is becoming overwhelming or unsustainable

6. You—and Your Family

Your role matters. You are the advocate, the decision-maker, the voice of love and reason. Bringing in professionals doesn’t replace you. It supports you.

The earlier you build your team, the fewer emergencies you’ll face later.

If you’re unsure where to start or need help finding trusted resources in your area, I’m happy to help. I offer free consultations to guide families through their options and make confident, informed decisions.

Written by Jennifer Carter
Founder, Star Light Senior Advisors
Author of Senior Living Decisions and The Senior Living Advisor Blueprint
Email: info@starlightsenioradvisors.com
Website: www.starlightsenioradvisors.com

Helping families make the right move—one step at a time.